Most Of Us Can’t Pass a Financial Literacy Quiz. We Can Help You Change That.

Angela Colley

April is financial literacy month, and that isn’t just an excuse for financial publications to roll out the money hashtags (though, we will do that). Financial literacy matters—a lot. The more you know about the economic system, the financial industry, and your own budget, the better chance you have at a secure future.

It isn’t about getting rich quick. It’s about knowing how to play the game so you always come out a little bit ahead. Problem is, Americans don’t always know the right way to play. In a 2015 study, the Financial Industry Regulatory Authority asked participants nationwide to answer a five-question basic financial literacy test. Only 37 percent could answer four or more questions correctly.

We’re not entirely to blame. Financial education rarely makes it into our school curriculum. As of 2016, only 17 states required a personal finance class in high school. Only 20 required economics, according to a Council for Economic Education study. As adults, trying to get caught up on everything at once feels completely overwhelming.

But you don’t have to learn it all today and it doesn’t have to be overwhelming. No matter where you’re starting from, we’ve culled our best financial advice and insight to help you get a little bit closer to financial wizard status.

A primer

Knowing your basics—and getting your financial house in order—goes a long way toward living a less crazy busy, crazy stressful life. Here’s a primer:

How to Start Budgeting: This no-nonsense approach to budgeting in the digital age will get you back on track.

How to Start Saving Money: When it rains, it pours, and you’re going to need a financial umbrella.

How to Start Investing: Practical, easy-to-follow pointers for growing that nest egg.

How to Buy a House: It is likely the biggest purchase you’ll ever make, but it doesn’t need to be the most complicated thing you’ll ever do.

How to Get Your Taxes Done: Because only two things in life are inevitable…

The financial rulebook

In a perfect world, governmental policy and financial jargon would be, well, not so jargon-y. But till that happens, these articles can help you understand what’s going out there in this imperfect world.

Why You Should Pay Attention to the Fiduciary Rule: Governmental policy might not be the sexiest thing to talk about, but it matters. Here’s why.

What’s the Real Meaning Behind All Those Bank Fees: From overdraft protection fees to minimum monthly balance requirements, we help demystify your checking account.

Here’s Why That Fed Interest Rate Hike Matters To You: When interest rates rise, everything changes.

The Biggest Changes to Taxes in 2018: Perhaps you caught some of the fanfare around the GOP-led tax overhaul passed late last year. Here’s how it’s affecting this year’s taxes.

The business of life

Money isn’t always just about those dolla, dolla bills. Money is often at the route of many of our emotional journeys. From lessons we learned as children to the decisions behind the biggest days of our lives, we’ve got stories to tell—and advice to give—on money and life.

Please Consider Having a Fast, Cheap Wedding and Not Inviting Anyone: Who says it has to be the most expensive day of your life? Not this couple.

To Save My Financial Future, All I Had to Do Was Change My Mind: Feeling overwhelmed about your debt load? Our columnists are here to tell you—you’re not alone.

How to Survive a Financial Rough Patch: Feeling the pinch? Here’s how one family survived—and thrived—when things got tough.

When ‘More is More’ Goes Overboard: The money lessons and experiences we absorb as children can influence our financial lives as adults, something columnist Casey Hynes knows all too well.

How Can I Keep Our Household Wage Gap from Ruining Our Relationship:  Making more than your significant other isn’t easy, but it doesn’t have to drain your relationship mojo, either.